SYSTEMATIC - Methodical, businesslike, well organized, planned and precise is further characterized by a system or process for obtaining an objective in a manner that is ordered and methodical. Organizing a structure of order & planning of independent yet interrelated elements combined to interact as a whole.
This topic focuses on the SYSTEMATIC application of SELF. SELF systematically analyzes data to define two types of objectives or goals. One is “stated” or “desired” the other is “practiced” or “demonstrated" by actions.
Unlike conventional budgeting methods, SELF simplifies a working budget into 3 parts: Debt structure, Cash flow and Time. Each part is further divided into its working components and each component is composed of events. Each event is defined as IN or OUT and WHEN. Detailing each event allows SELF to express an accurate definition of HOW and WHEN goals are achieved.
DEBT STRUCTURE GOAL: Debt X rate X time = reduce debt cost
Restructuring debt does not mean restricting your budget. View SELF in action to see what can be achieved.
CASH FLOW GOAL: IN – OUT = more disposable cash otherwise called PROFIT
Accelerated reduction of debt is attained by navigating cash flow with a new Cash Flow map.
TIME GOAL: Work, home, play = more disposable time
The net result of practicing SELF is more disposable cash (from the current cash flow) and more disposable time (from the same 24 hours that you started with). Both of which are factors in measuring wealth.
NOTE: Explorers & navigators of the open seas were only able to determine WHERE their were by knowing WHEN they were. It is with that information that they were able to calculate how long it will take to get to their destination to reap their rewards. It is no coincidence that location is defined by minutes and seconds.
EXPANSION – Increasing or continual growth otherwise the act of increasing size or volume or quantity either and expressed as either a sum or product. SELF enacts expansion by managing available resources to achieve defined goals.
CREDIT GOAL: Credit is extended to those that demonstrate the ability to pay it off. Credit expands when extended credit is consistently repaid and causes none or minimal profit to the creditor. Minimized profit is also minimized risk. The theory of diminishing returns suggests that credit will be continuously expanded until the borrower is unable to repay the extended credit.
CASH GOAL: Disposable cash is that part of the existing cash flow that can be allocated to spending, buying or investing activities without adversely affecting a budget’s goal. It is possible to increase disposable cash without increasing cash flow by taking advantage of the time value of money.
WEALTH GOAL: The measurement of wealth is often defined as the abundance of material possessions and resources. Abundance with little or no maintenance would be a better measurement of wealth as opposed to abundance that requires the sacrifice of one’s time in order to maintain.
LEVERAGED - Use of a mechanism or device to multiply efforts for greater results. Here are several dictionary definitions:
1. The mechanical advantage gained by being in a position to use a lever
2. Strategic advantage; power to act effectively
3. Supplement with leverage
4. Provide with leverage
5. Investing with borrowed money as a way to amplify potential gains (at the risk of greater losses)
Webster detines Leveraged as:
1. having a high proportion of debt relative to equity
2. of the purchase of a company : made with borrowed money that is secured by the assets of the company bought
SELF defines leveraged as safely accelerating the buy out (pay off) of your debt by re-structuring your cash flow ttransactions.
FINANCING - Arrange payments, pay for, provide capital or cover cost.
Webster defines financing as: the act or process or an instance of raising or providing funds; also : the funds thus raised or provided
For the sake of clarity, SELF defines financing as "how you pay for something".
SELF addresses the two basic payment techniques people use for their expenses - Reactive or Managed.
Unlend Home 
